Senior Software Engineer, Auto Refi + Auto Secured Personal Loans

Role Summary

• •Lead and deliver full stack projects collaboratively with engineering and cross-functional teams.
• •Make architectural decisions to enhance software quality, testability, and maintainability.
• •Focus on scaling auto refinance and auto secured personal loan products to improve customer conversion.
• •Work iteratively with fast feedback loops to apply new learnings quickly.
• •Engage in both backend and frontend development, with an emphasis on growth and leadership.

About the Company

• •Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
• •The company embraces a digital-first culture with most employees working remotely across the U.S.
• •Upstart values inclusive hiring practices and aims to improve credit access across diverse demographics.
• •Offers a comprehensive benefits package including competitive compensation, 401(k) matching, and wellness programs.
• •Upstart is focused on leveraging AI to increase approval rates and reduce loan losses while delivering a digital-first experience.

What You Should Know

• •Role requires comfort with frequent video collaboration and synchronous communication despite being remote.
• •Ideal candidates are self-starters who can independently execute projects and challenge authority constructively.
• •Opportunity to work on impactful financial products that reduce friction for customers and improve lending outcomes.
• •Candidates should be eager to grow both technically and as leaders within a collaborative team environment.
• •The company supports flexible remote work with occasional in-person onsite meetings quarterly.

Key Required Skills