Senior Software Engineer, Auto Refi

Role Summary

• •Lead and execute full-stack development projects with a focus on quality, testability, and maintainability.
• •Collaborate closely with cross-functional teams to improve auto refinance and secured personal loan products.
• •Make thoughtful architectural decisions to enhance software quality and team metrics.
• •Work iteratively with fast feedback loops to reduce customer friction and increase conversion rates.
• •Engage in both backend and frontend development, with opportunities to grow technical and leadership skills.

About the Company

• •Upstart is a leading AI lending marketplace focused on expanding access to affordable credit using advanced AI.
• •The company values creativity, experimentation, and human-centered technology to improve financial progress.
• •Upstart is a digital-first company with a flexible remote work culture and offices in multiple US cities.
• •They emphasize inclusive and fair hiring practices and support employee well-being with comprehensive benefits.
• •Upstart operates at scale, running over one million predictions per borrower using 1,800+ signals.

What You Should Know

• •This role requires comfort with frequent video collaboration and synchronous communication across US time zones.
• •Candidates should be self-starters who can independently deliver projects and challenge authority constructively.
• •The team values ownership mentality and expects engineers to make decisions like leaders.
• •Regular onsite collaboration sessions occur quarterly, with travel expenses covered by the company.
• •Upstart offers competitive compensation, equity, and extensive benefits supporting health, family, and growth.

Key Required Skills