What you'll do
- Lead as the Founding Product Engineer / CTO, building and owning the entire technical foundation of a new fintech startup.
- Architect and develop the mobile product using React Native, TypeScript, and Tailwind, and define backend architecture and APIs.
- Build core features including Open Banking (PSD2) integrations, AI-driven categorization, and behavioral financial flows.
- Design and implement infrastructure for secure handling of financial data with encryption and compliance-aware architecture.
- Establish CI/CD pipelines, monitoring, and crash reporting to ensure a reliable production system and collaborate closely with the CEO.
What you should know
- This role offers significant equity ownership and a salary from day one, ideal for those seeking a founding technical partner position.
- Applicants should be comfortable working in a fast-paced, ambiguous early-stage startup environment with high ownership.
- The role requires a full-stack mindset, spanning mobile product experience to backend architecture and secure data handling.
- Candidates will benefit from access to a venture studio team including founders, operators, and fintech specialists.
- The position demands a strong focus on trust and compliance in fintech, with a unique opportunity to shape product roadmap and architecture.
About the company
- 0TO9 is a fintech venture builder and investor focused on enabling fintech founders with capital, compliance, tech, and talent.
- The company operates as a bank for entrepreneurship, providing infrastructure and resources for fintech startups to succeed.
- They support ventures with licensed banking rails and regulatory setups already in place, accelerating time to market.
- The team is international and experienced, with core offices in Berlin and Wrocław, fostering a high-bandwidth collaboration.
- The company values innovation, speed, and trust design in fintech, emphasizing user-centric and compliant financial products.
Key required skills
React NativeTypeScriptTailwindOpen Banking - APIAI integrationCI/CDEncryptionBackend architecture