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Raydar·New York City Metropolitan Area, United States·onsite

Payments Engineer

Posted 6 days ago
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Ruby on RailsReactTypeScript

About the role

What you'll do

  • Own and architect Mural's credit card processing infrastructure from scratch, including acquirer integration and PCI-compliant data handling.
  • Design and build checkout experiences and hosted payment flows balancing conversion, fraud, and compliance.
  • Develop robust chargeback, dispute, and exception handling pipelines with evidence submission and fraud signal integration.
  • Contribute full-stack across backend (NestJS) and frontend (React) platforms with focus on performance, security, and observability.
  • Work directly with the Head of Engineering and CTO to shape product direction in a greenfield, highly autonomous role.

What you should know

  • This is a greenfield role with no legacy systems, offering full architectural control over the card stack.
  • Requires strong passion and understanding of payments systems including card networks, acquirers, and processors.
  • Ideal for engineers who thrive in unstructured environments where problem definition is part of the job.
  • Opportunity to work on a technically novel frontier combining stablecoin rails with traditional card infrastructure.
  • Direct collaboration with senior leadership provides a chance to influence product strategy and technical direction.

About the company

  • Mural is a well-funded fintech startup ($13M) focused on building enterprise-grade stablecoin payment infrastructure.
  • Small, nimble team of about 24 people enabling high ownership and impact on product development.
  • Company culture values technical innovation at the intersection of stablecoins and traditional card payments.
  • Emphasis on building technology as the product, not just as a support function.
  • Founded recently (2022) with a mission to redefine global money movement through crypto and card convergence.

Key required skills

TypeScriptNode.jsNestJSReactPCI complianceDistributed systemsPayment processing

Summary generated from the original posting.